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August 08.2026
3 Minutes Read

Medicaid Paperwork Crisis: 333,000 Missourians Affected by Coverage Losses

Close-up of Missouri Department of Social Services document, related to Medicaid coverage loss paperwork.

Understanding the Ongoing Medicaid Paperwork Crisis

In Missouri, an alarming reality is unfolding as thousands are losing their Medicaid coverage due to paperwork problems. According to recent data from the U.S. Centers for Medicare & Medicaid Services, more than 333,000 Missourians lost their Medicaid coverage between January 2025 and February 2026. Shockingly, nearly 92% of these cases were not due to ineligibility but rather procedural terminations linked to issues with paperwork submission or processing.

Why Paperwork Problems Matter

For many families, the loss of Medicaid coverage is more than just a bureaucratic inconvenience; it compromises their access to essential medical care. Legal and health advocates are particularly alarmed as new federal Medicaid work rules set to be implemented in January 2027 risk exacerbating these issues. The new requirements mandate adults covered through Medicaid expansion to complete additional paperwork, which could lead to further coverage losses for vulnerable populations.

Impact on Vulnerable Populations

Among the affected groups, individuals battling serious health issues, such as cancer patients, face heightened risks. Emily Kalmer, a lobbyist for the American Cancer Society, expressed grave concerns that these patients might experience disruptions in their care due to increased bureaucratic hurdles. "When you’re going through something like cancer and fighting for your life, introducing more paperwork could materially impact their treatment continuity," she noted.

The Role of Missourian State Officials

Missouri's Department of Social Services has publicly acknowledged the unintended consequences of procedural terminations. A spokesperson attributed the primary cause of these terminations to missing information or incomplete renewal forms. Nevertheless, skepticism remains over the department's ability to effectively manage the growing need for renewals amidst anticipated new requirements.

What Can Be Done?

To alleviate these issues, community members can play an active role in understanding and navigating Medicaid requirements. Familiarizing themselves with the process can help prevent terminations, especially as eligibility renewals often involve provision of additional documentation.

Future Implications for Medicaid in Missouri

The road ahead is uncertain as Missouri gears up for significant regulatory changes. Experts warn that unless the state improves its administrative processes, including a more efficient handling of paperwork verification, many eligible Missourians may continue to face coverage losses. As advocacy groups rally for clearer guidelines and support systems, the urgency to address this crisis becomes even more apparent.

This systemic challenge presents an opportunity for officials to reassess pathways for renewing Medicaid coverage, ensuring that those in need do not fall through the cracks due to bureaucratic inefficiencies.

As the conversation around Medicaid persists, it is crucial for each individual receiving or applying for Medicaid benefits to stay informed about the changes. Seeking guidance from local advocacy organizations can help in clarifying daunting procedures and ensuring continuity of care.

Action Steps for Medicaid Recipients

If you or a loved one is currently enrolled in Medicaid or looking to understand how recent changes might affect you, consider reaching out to local agencies specializing in health insurance. They can provide valuable insights and help you negotiate the complex landscape of Medicaid rules and regulations. Don't hesitate to seek assistance!

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08.09.2026

Indiana Lawmakers Push for Greater Insurance Companies' Transparency in Private Credit Exposure

Update Understanding the Rising Need for Oversight of Private Credit InvestmentsAs Indiana lawmakers consider requiring greater transparency from insurance companies regarding their exposure to private credit, the ramifications of such financial maneuvers affect everyone, particularly the elderly who depend on insurance for vital services. Lawmakers are examining potential rules and disclosures that could protect policyholders in case of major market disruptions. During a recent session held by the state’s Interim Study Committee on Financial Institutions and Insurance, industry analysts raised concerns about the increasing involvement of life insurance companies in private credit funds. These funds, composed of loans made outside traditional banking systems, are significantly less regulated and could pose risks to the financial health of life insurers.The Role of Private Credit in Life Insurance InvestmentsThe growth of private credit has been attributed to regulatory changes following the Dodd-Frank Act, which limited banks’ ability to issue riskier loans. For life insurance companies, the allure of private credit usually stems from longer investment horizons before they have to pay out to policyholders. Unfortunately, defaults in this area have risen, creating anxiety about whether some insurers can withstand extensive losses. The uptick in defaults raises questions about the stability of these insurance companies and their investments.As analyst Nick Nemeth pointed out, an unexpected wave of defaults could force states to utilize their guaranty funds to protect policyholders, directly impacting the fiscal stability of Indiana. “If those policies go away, residents are going to stop spending money, they’re going to panic,” he warned. For families in Muskegon and across Indiana relying on insurance for long-term care and health solutions, these issues can have severe implications for their financial and emotional stability. With many seniors already facing uncertainty regarding care options, any additional strain from volatile investment strategies could aggravate existing vulnerabilities.Potential Impact on Services for the Elderly and Vulnerable PopulationLife insurance isn't just a financial product; for many elderly individuals and caregivers, it provides essential support services that cater to their aging needs. From long-term health coverage to assistance with cognitive care facilities, these services are particularly crucial in communities like Muskegon. If life insurers start to implement more aggressive investment strategies that endanger their financial footing, seniors and their families may face disruptions to critical services, adding undue stress to already challenging circumstances.The actions of state lawmakers, as Chair Rep. Martin Carbaugh pointed out, will likely revolve around enhancing disclosure requirements, giving citizens more insight into how their insurance companies are managing risks. This effort to increase transparency could help protect the elderly's access to resources and provide them with the informed choice of financial products that ensure their well-being. Keeping vulnerable populations informed will empower them to make better decisions about their insurance options and overall financial health.Counterarguments: Are Regulations Too Restrictive?While increased oversight seems beneficial, some lawmakers, like State Sen. Mike Bohacek and Rep. Bruce Borders, caution against overly aggressive regulation that could infringe on an insurance company’s investment autonomy. They argue that responsible fund management is a fiduciary responsibility that should not be undermined; otherwise, it could inadvertently harm policyholders by restricting profitable investments that help bolster insurance returns. Bohacek emphasized that painting all insurance companies as bad actors undermines trust in a predominantly essential service.However, proponents like Nemeth highlight that the lack of oversight can lead to misjudgment of risks and encourage bad practices within the industry. They suggest that monitoring the involvement of insurers in private credit could lessen the potential fallout should investments sour. Without a more rigorous public disclosure framework, average consumers will remain in the dark about their potential exposure to risky asset classes, making it imperative for the state to find a balanced approach.The Path Forward: What Could Increased Oversight Look Like?As discussions unfold, one thing is clear: increased transparency could empower consumers in Muskegon and beyond. For instance, knowing how much of their premiums are invested in riskier private credit could influence seniors' decisions about which companies to trust with their retirement funds. Families often rely on insurance not just for financial security but as an assurance of care options available in times of need. An informed consumer is better equipped to advocate for themselves and their loved ones.Moreover, current communication pathways between insurance companies and consumers lack clarity, making it tough for families to effectively manage their health and financial plans while caring for aging relatives. Enhanced disclosures could allow families to assess the viability of their insurance providers better and lead to informed choices about additional services like senior living options and caregiving support. Ensuring clarity surrounding these financial matters is crucial, especially for families trying to navigate a healthcare system often shrouded in complexity.Conclusion: Call for Balanced Legislative ActionAs Indiana lawmakers draw closer to determining the best course of action regarding private credit oversight, the conversation surrounding transparency and fiduciary responsibility remains paramount. The legislators’ decisions can create a safe and secure environment for seniors in Muskegon, empowering them to navigate their care options with confidence.Engaging in this critical dialogue can help build a coherent framework that not only supports ethical practices in the insurance industry but also ensures that the state's elderly population receives equitable access to essential support services, thereby improving their quality of life. In this way, the steps they take will reverberate beyond financial portfolios, impacting real lives and the well-being of Indiana's aging citizens.

08.09.2026

Why Insurance Companies Must Embrace Private Credit for Elderly Care Solutions

Update Understanding the Growing Interest in Private Credit by Insurance CompaniesIn recent years, insurance companies have shown an increasing enthusiasm for private credit, a financial segment offering substantial returns compared to traditional fixed-income investments. This surge in interest is evident through a 2026 global insurance survey, which found that while the appetite for private credit is growing, many insurers lack the necessary expertise to navigate this relatively young and complex market effectively. This is significant for stakeholders involved in elder care, as it highlights a potential funding source for future services and facilities dedicated to senior citizens.The Challenges of Investing in Private CreditOne of the main hurdles facing insurers in the private credit landscape is the sheer lack of familiarity with the various instruments available. Private credit involves lending money to companies or projects that may not be publicly traded, which often comes with greater risks and more in-depth analyses than traditional investments. This complexity can discourage insurance firms from diving deeper into the private credit space, leading to missed opportunities for both returns and diversified risk management.In addition to a lack of expertise, insurance companies often face regulatory concerns when entering the private credit market. These firms must adhere to strict guidelines regarding risk assessment, capital reserves, and investment diversification. The cautious nature of insurance companies means they might prefer sticking to familiar territory where rules and practices are well understood, even if that results in lower returns.Why Private Credit Matters for Elderly Support ServicesThe importance of private credit can extend well beyond the boards of insurance companies—its implications reach local communities, especially for elderly support services in regions like Muskegon. With private credit fueling innovative business ventures and partnerships, the resulting financial growth can help enhance investment in senior care solutions. These improvements could translate into better facilities and services for caregivers, families, and the elderly, ensuring higher quality and more accessible care.For example, private credit can support the development of specialized housing for seniors, allowing them to age in place with dignity and comfort. Furthermore, it can fund new technologies aimed at improving care, such as telehealth services and health-monitoring devices that empower seniors to manage their health more effectively. The potential impact of these investments can lead to a more resilient healthcare ecosystem in which seniors receive coordinated and comprehensive care.Potential for Transformative Change in Healthcare FinancingUnderstanding the connection between private credit investments and elder care can motivate more insurers to get involved in this market. For many, it could mean the difference between a lack of resources for long-term health coverage and a thriving healthcare ecosystem where innovative businesses flourish. As companies leverage private credit, we may see advancements in cognitive care facilities, assisted living services, and public aid programs tailored specifically for seniors, ensuring they receive optimal support during their lifetime.The ripple effect of private credit investment can also promote job creation within the elder care sector, as new facilities and services would require staff—nurses, caregivers, and administrative professionals. This not only benefits the economy but also uplifts the quality of care available to the elderly, as more qualified individuals are drawn to this field.The Human Element Behind NumbersFor caregivers in Muskegon, this financial evolution can offer encouragement and practical advice. Knowing that there is potential for greater funding in the elder care sector instills hope in families, presenting a future where they can access services that meet the needs of their loved ones. Enhanced financial backing can lead to an increase in cognitive versus elder support programs, ensuring that those dealing with age-related challenges receive comprehensive care and understanding.Moreover, personal stories from caregivers and families illustrate the real-life impact of financial decisions made by insurers. As more funds become available through private credit, we may hear tales of improved access for families facing challenges in finding adequate care solutions. This could mean fewer families are forced to face the burden of inadequate resources, easing stress and uncertainty in the process of caring for aging relatives.Conclusion: A Call for ActionAs private credit expands, ongoing education and community engagement are essential for both insurers and local organizations. For caregivers and families seeking support for elderly loved ones, it is beneficial to stay informed about the evolving landscape of insurance options for senior care in Muskegon. By understanding how private credit may play a role in improving service funding, you become empowered to advocate for necessary changes and investments needed in the elder care system.Ultimately, as the insurance industry continues to explore private credit markets, it provides an opportunity for communities, families, and caregivers to engage in conversations about funding sources crucial for the care of our aging population. Combining financial investment with a commitment to serving the needs of the elderly can lead to transformative changes that ensure seniors lead healthy, fulfilling lives.

08.09.2026

As Obamacare Premiums Rise, Elderly Caregivers Face New Challenges in Missouri and Kansas

Update Understanding the Impact of Increasing Health Insurance Premiums Missouri and Kansas residents, especially those relying on ObamaCare, are facing a daunting future as 2027 approaches. The forecast for monthly premiums looks grim, with projected increases between 10% and 35%. This sharp rise reflects a trend that many may not have anticipated but is corroborated by previous years' patterns. As health insurance companies continue to cite escalating healthcare service costs and rising patient claims, the burden is shifting squarely onto individuals and families. Real-Life Implications for the Elderly and Their Caregivers This situation is particularly concerning for the elderly population, who often require ongoing medical treatment and support services. Lacey Kennett of Alliance for a Healthy Kansas emphasizes the challenges faced by those who defer healthcare due to high costs, which can lead to emergencies and ultimately higher costs in the long run. The importance of preventative care cannot be overstated, yet it is simultaneously becoming increasingly burdensome for many. This reality resonates deeply in communities where families grapple with caring for aging loved ones. Caregivers often find themselves in the heartbreaking position of choosing between financial stability and their loved ones' health. The Emotional Toll: Navigating Rising Costs Imagine receiving news about substantial monthly premium increases after years of financial planning. For many, particularly in areas where senior care solutions are critical, this can feel overwhelming. Families may have to resort to tough decisions, like cutting back on necessary therapies or even choosing inadequate care facilities. This dilemma not only affects the health outcomes for the elderly but also places tremendous emotional strain on caregivers, who work tirelessly yet find themselves hamstrung by the financial realities of healthcare. The emotional and mental health of caregivers can suffer significantly as they juggle multiple responsibilities and face the stress of financial insecurity. Preventive Measures and Community Action In light of these challenges, it becomes imperative for communities to voice their concerns regarding the rising premium rates. With August 31 marking the deadline for public comments on rate increase proposals with Missouri's insurance regulators, residents have a crucial opportunity to engage in the process. Growing advocacy movements illuminate the importance of collective action in health policy discussions. Individuals can attend workshops, such as those organized by One Nation Overcharged, to learn more about their rights and how to advocate for more sustainable health care pricing in their marketplaces. Moreover, participating in local town halls or online forums can foster a sense of community and solidarity as residents share their personal stories and experiences. This engagement can help shape policy decisions that directly impact residents' lives, particularly vulnerable populations like the elderly. Looking Forward: The Future of Health Insurance in the Midwest Experts highlight that if approval for these increases comes to fruition, the cumulative effect will have an alarming ripple across the entire healthcare landscape in Missouri and Kansas. It is essential to remain informed about both individual insurance options and broader economic implications. The challenges facing the marketplace can make it tempting to resign to fate, but understanding these potential outcomes can empower consumers to make informed decisions about their health coverage, seeking alternatives and potential financial aid that might be available to them. Many communities offer resources, such as free consultations with insurance navigators, who can help individuals explore their options more effectively. These navigators can provide not only information about private insurance but also guide potential applicants for Medicaid or other assistance programs available for low-income families or individuals. The Broader Landscape: Impacts Beyond Individual Households While fewer than one in 10 people buy insurance through the marketplace, according to the KFF report, the rate requests provide a window into how the industry is navigating the market, which could hint at how they may approach next year’s rates in other insurance sectors. The request for significant premium hikes isn't an isolated issue; it signals broader trends affecting not just health insurance but also the overall economy. Last fall, many private employers grappled with rising health care costs, further underscoring the interconnectedness of these issues across both public and private sectors. For many families, healthcare isn't just a line item in a budget; it’s an essential aspect of their well-being. Employers may be forced to pass these increased costs onto employees, leading to even tougher decisions in household economics. These dynamics can create a cycle where rising insurance costs drive up the overall demand for more affordable care solutions. Concluding Thoughts: What Action Can You Take? For elderly residents in Missouri and Kansas and surrounding areas, it’s crucial to stay updated on insurance options tailored to senior care needs. This includes reviewing long-term health coverage, exploring assistance programs, and seeking out community resources. Engaging with local elder care organizations can also provide practical insights and support networks vital for navigating the current landscape. Given the stakes involved, informed advocacy and community support can be powerful tools in combating the challenges posed by rising health insurance premiums. As October 31 approaches, when final rates will be published, proactive engagement can make a difference. By voicing concerns and participating in discussions, residents can advocate not just for themselves, but for future generations who will also face the consequences of healthcare financial burdens.

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Norton Ave., Norton Shores 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"}

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