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    June 09.2025
    1 Minute Read

    Urgent: Unlock Senior Benefits Muskegon, MI Fast & Easy

    Senior Benefits Expert Moves to Larger, More Accessible Location in Norton Shores, Expanding Service for Senior Benefits Muskegon, MI Clients

    NORTON SHORES, MI – June 9, 2025

    Integrity Senior Benefits, a leading provider of senior benefits in Muskegon, MI, is proud to announce its move to a new, highly accessible office at 935 W. Norton Ave, Suite C, Norton Shores. This relocation officially launched early 2025, it underscores the company's commitment to delivering trusted, personal support and expert benefit guidance for seniors across West Michigan.

    The new office & location offers improved convenience, greater accessibility for present and future clients seeking senior benefits in Muskegon, MI. Located within the heart of Norton Shores, the spacious, modern facility features enhanced amenities tailored to the needs of seniors navigating the complexities of Medicare and retirement planning.

    See her location clicking HERE.

    Integrity Senior Benefits has established itself as a go-to resource for Medicare Advantage plans, Medicare Supplement (Medigap) policies, Part D prescription drug coverage, final expense life insurance, hospital indemnity policies, and comprehensive retirement benefit reviews. The agency’s new location supports its mission to simplify the decision-making process for senior benefits in Muskegon, MI, offering first-class consultation services in a welcoming environment.

    By partnering with leading insurance carriers, Integrity Senior Benefits ensures that each client receives customized solutions reflecting their unique healthcare and financial priorities. The expanded office will enable the agency’s expert team to serve more individuals and families, providing face-to-face consultations and flexible meeting options for clients throughout Muskegon and neighboring West Michigan communities.

    “The complex structure of senior benefits in Muskegon, MI can be overwhelming. We believe in making choices straightforward, offering clarity and confidence to every person who calls and walks through our doors,” said TerriJo Parker, Owner. This new office symbolizes the ongoing investment in personal service and its dedication to the wellbeing of local Muskegon seniors.

    Terrijo's move reflects a broader trend: as demand for specialized senior benefits in Muskegon, MI grows alongside demographic shifts, seniors increasingly seek a trusted local expert who insists on delivering direct answers, for tailored coverage options, and ongoing support. Integrity Senior Benefits’ friendly, knowledgeable advisors are uniquely equipped to fill this need, ensuring every client feels empowered and understood.

    For over a decade, TerriJo has earned a reputation for honesty, reliability, and advocacy within the senior community. The new Norton Shores location builds on this track record by creating new opportunities for outreach, educational workshops, and collaboration with local organizations, further reinforcing Muskegon’s resources for seniors and their loved ones.

    “ One of my greatest desires is to help people. Senior benefit planning is confusing, but I’m here to make it easier for clients to understand their options and find the solutions that work best for them .”

    — TerriJo Parker, Owner, Integrity Senior Benefits

    Call TerriJo today at (231) 571-6100 . Speak to a friendly, caring expert about your senior benefits in Muskegon, MI, and schedule your in-person consultation at the new office: Integrity Senior Benefits, 935 W. Norton Ave, Suite C, Norton Shores, MI 49441 .

    About Integrity Senior Benefits Integrity Senior Benefits is a trusted insurance provider located in Norton Shores, Michigan, focused on helping seniors make informed decisions about Medicare and retirement planning. Known for their straightforward, personal approach, the team at Integrity works closely with each client to simplify complex benefit options and provide honest, reliable service. Learn more at integrityseniorbenefits.com .

    Media Contact: Integrity Senior Benefits Phone: +1 (231) 571-6100 Website: integrityseniorbenefits.com

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    07.16.2025

    Bacolod Expands Senior Citizen Benefits: New Cash Incentives Unveiled

    Update Empowering Seniors: Bacolod's Bold Move In a progressive step forward, Bacolod City is poised to enhance its support for elders through the approval of a proposed ordinance that aims to significantly expand the cash incentive program for senior citizens. This change, spearheaded by Councilor Caesar Distrito and co-authored by Councilor Celia Flor, marks a shift in the city’s approach to the welfare of its aging population, allowing for earlier recognition and support in their twilight years. Lowered Eligibility Age: A Beacon of Hope The proposed amendment to City Ordinance No. 910 dramatically lowers the eligibility age for cash incentives from 80 to 75 years old. Under the new structure, seniors will receive P10,000 upon reaching each of the following milestones: 75, 81, 91, and a final amount upon celebrating their 100th birthday, provided prior incentives were awarded. As Flor stated, “Recognizing them while they are still with us is a moral obligation.” This change not only acknowledges the realities of aging but also instills a sense of dignity and appreciation for the contributions elders have made to the community. Boosting the Benefits Financially In tandem with the lowered age limit, the annual budget for this program is set to double from P5 million to P10 million, ensuring that more seniors can access these incentives. Distrito emphasized the importance of this expansion, citing the increasing challenges faced by older citizens. By enhancing this financial support, Bacolod aims to create a more inclusive environment where seniors can feel valued and secure. Talking About Posthumous Claims The proposed ordinance also addresses a critical issue: posthumous claims for incentives. In situations where a senior citizen passes away before claiming their due benefit, the nearest family member or guardian will be eligible to claim it, reflecting the city’s commitment to honoring its elders and their families even in death. This aspect of the ordinance was developed in accordance with City Ordinance No. 670, Series of 2014, ensuring a layered approach to senior welfare. Implications for the Senior Community The significance of such initiatives cannot be understated. As more cities look toward improving the lives of their senior populations, Bacolod’s measures serve as a model for other regions grappling with similar issues. Older adults often face uncertainties with healthcare and financial stability. By providing direct financial support, Bacolod is not just helping financially; they are sending a message that seniors deserve respect and acknowledgment. Future Predictions: A Shift in Senior Welfare Nationwide As we look to the future, this local ordinance may catalyze broader changes in senior welfare policies across the nation. With an increasing number of citizens entering retirement age, cities nationwide must rethink how they support this demographic. This initiative could inspire similar changes throughout the Philippines, highlighting a growing recognition of the importance of early intervention in senior welfare. Actionable Insights: Steps for Beneficiaries For seniors eager to seek out available benefits, understanding the eligibility criteria is crucial. It is advisable to stay informed about the latest developments regarding the ordinance’s approval process, which will involve further readings and deliberations. Those who qualify can prepare their documents and be proactive in reaching out to community resources that can aid in navigating these benefits. This proactive approach will ensure that seniors are not left behind in the wake of this positive change. For Muskegon residents exploring their options for senior benefits, including medical and health insurance programs, connecting with specialists can be invaluable. Consider reaching out to Terrijo Parker, West Michigan's expert in senior benefits, at 571-6100. She will listen to your needs and help you find the best senior plan available. You can also visit the website here. Concluding Thoughts on Inclusivity and Dignity The proposed ordinance in Bacolod is more than just a financial gesture; it reflects a shifting paradigm towards greater respect and support for the elderly. As cities strive to improve senior welfare, Bacolod's commitment provides hope that other regions will follow suit, paving the way for a society that values the dignity of its elderly citizens.

    07.16.2025

    How Progressive's Surge in Profits Impacts Senior Care Coverage in Muskegon

    Update Surge in Profits: What It Means for the Elderly CommunityProgressive Insurance has recently reported that its profits have more than doubled, attributed largely to a significant increase in personal insurance growth. But what does this mean for communities, especially the elderly and their caregivers? As individuals age, insurance coverage becomes a critical factor in ensuring they receive the necessary support and services. With the rise in personal insurance profits, there could be implications for the availability and affordability of insurance options, especially suited to senior care needs.The Importance of Insurance for the ElderlyThe elderly often face complex health needs that require various types of coverage—ranging from long-term health coverage to assistance with cognitive care. As reports highlight the profound impact of insurance growth, it becomes imperative to understand the relationship between financial entrants in the insurance market and the real-life implications for senior living and care services.Local Perspective: Senior Care Solutions in MuskegonIn areas such as Muskegon, MI, where a significant elderly population resides, the benefits of increased profit margins for insurance companies can help support local services. Programs offering senior care solutions, such as assisted living services and memory support facilities, may see financial boosts. A thriving insurance market can lead to improved coverage options that cater to senior living expenses, enabling elderly citizens to access essential health services without compromising their financial stability.Understanding Insurance Options: Empowering CaregiversCaregiving can be an overwhelming experience, especially when handling the insurance needs of elderly loved ones. Knowledge about the available insurance options for senior care can alleviate stress for caregivers. Increased profits might translate to better coverage options that support caregivers in their role. For instance, some elderly support services in Muskegon take advantage of strengthened partnerships with insurers to provide comprehensive health service plans that cover everything from daily assistance to long-term care.Future Predictions: What to ExpectAs the insurance landscape evolves, those working in senior health organizations must keep close tabs on emerging trends. The significant profit increase at Progressive signals potential growth opportunities for innovative insurance products aimed at the elderly. This shift might benefit both caregivers and those needing support, ensuring they have access to adequate dementia assistance and other necessary programs, which are growing in importance as the aging population expands.Common Misconceptions About CoverageThere’s often confusion surrounding the different types of insurance options available to the elderly. Many might assume that Medicare covers all their needs, but in reality, it may fall short when addressing certain long-term care or specialized dementia facilities. It's crucial to dispel these myths and educate the community about the various insurance programs that can assist in covering necessary services, which sometimes are not fully recognized by seniors or their families.Taking Action: Did Your Insurance Change Without You Knowing?With the insurance industry undergoing constant changes, elderly individuals and caregivers must stay informed about their policies. Have you checked if your insurance provider has made any updates recently? Understanding your coverage thoroughly can save you from unexpected expenses. If you suspect your insurance options may have changed, it's essential to act promptly. Call Terrijo Parker at 231-571-6100 today to ensure you're adequately covered.

    05.30.2025

    Senior Health Plans Muskegon: Find Coverage That Fits You

    Integrity Senior Benefits📍 Address: 935 W Norton Ave Ste C, Muskegon, MI 49441, USA📞 Phone: +1 231-571-6100🌐 Website: https://IntegritySeniorBenefits.com★★★★★Rating:0.0Are You Sure Your Senior Health Plan Meets All Your Needs?Imagine learning too late that your health coverage doesn't protect you during an unexpected medical bill or a crucial dental procedure—that's a reality too many seniors face each year. In Muskegon, understanding all your options for senior health plans isn't just about paperwork and premiums—it's about protecting your quality of life, your independence, and your peace of mind. The choices can be overwhelming, and the details confusing, but making the right decision can impact every aspect of your day-to-day well-being and your family’s future.Senior health plans Muskegon are not simply another item in your retirement checklist—they’re the foundation of how you access care, afford medications, receive dental and vision services, or safeguard your family through life insurance. The stakes are higher than ever before, with options ranging from Medicare supplements to hospital indemnity and international travel coverage. For many, the process of benefit planning raises endless questions. Are you certain you have considered every plan, every coverage gap, and every advantage available to you? The journey toward the right coverage is not just about picking a policy; it's about understanding what truly fits your unique situation and brings lasting confidence in your retirement years. Unpacking the Essentials: What Makes Senior Health Plans in Muskegon So Critical?At its core, a senior health plan provides the framework for how you receive care as you age, balancing coverage for doctor visits, hospital stays, prescriptions, dental and vision needs, and even travel emergencies. For residents in Muskegon, having a senior health plan means more than meeting legal or age requirements; it’s about navigating a complex network of choices that can have far-reaching effects if misunderstood or overlooked. Many seniors aren’t aware that gaps in coverage can lead to unexpected, sometimes overwhelming, costs—and equally, that over-insuring can waste precious retirement dollars.The importance of understanding senior health plans Muskegon extends beyond just knowing what’s in your policy. It’s about being proactive so you aren’t at the mercy of bureaucracy when you need care most. From dental and vision to life insurance and hospital indemnity coverage, each piece of the benefits puzzle protects a different part of your health and financial security. Without careful planning, seniors might miss out on vital services or struggle with excessive bills. Navigating these nuances is often the difference between enjoying retirement and living with constant financial anxiety—making it essential to be educated, confident, and equipped to make an informed decision. Tailored Benefits: Why Comprehensive Senior Health Plans Transform Retirement LivingIntegrity Senior Benefits stands as an industry voice for seniors seeking clarity and security in the maze of health coverage. With a focus on customizing benefit plans—including dental, vision, life, and hospital indemnity insurance—there’s a recognition that every individual's situation is unique and deserves a strategy that reflects those needs. This approach goes well beyond “one-size-fits-all” solutions. Expertise, drawn from nearly four decades in senior benefit planning, ensures each Muskegon resident receives options shaped around their lifestyle, health, and travel requirements.A well-chosen plan goes beyond paying for doctor visits. It ensures that you and your family are covered in the event of emergencies, whether you’re at home or traveling abroad. With global medical plans, including trusted 24/7 telemedicine and international provider networks, seniors can step out into the world or receive visitors with complete peace of mind. The real benefit is independence—remaining in control of your choices, reducing anxiety, and enjoying the retirement you worked for, without interruptions or hidden obstacles.Personalized Senior Coverage: The Advantage of Unbiased, Client-First PlanningMany individuals worry that health insurance agencies are tied to a single company or product line, but a truly unbiased, independent approach is one of the strongest assets for Muskegon seniors. Experts working with multiple insurance carriers aren’t motivated by one brand’s bottom line; instead, they focus on listening, advocating, and removing coverage obstacles so each person gets what is genuinely best for them. This independence translates directly into better choices and price points—delivering confidence for clients now and into the future. Every client’s journey begins with a full consultation, ensuring that planners understand unique health histories, financial limitations, and lifestyle aspirations. This consultative process isn’t a quick transaction—it’s a thorough exploration designed to surface needs that may not be obvious at first glance. By providing tailored options—including term life insurance with no medical exam required, as well as dental and vision add-ons—clients can decide on plans that fit their present and adapt seamlessly to future changes.Demystifying the Maze: Education and Support for Every QuestionBeneficiaries frequently ask: How do I know which plan is right for me? What happens if I work past 65? Can someone walk me through the maze of options? Senior benefit planning expertise means answering these questions with clarity, patience, and actionable information. Resources are offered in plain language so clients can truly understand their choices and the implications of each decision. The goal is empowerment: giving each senior the tools and support they need to be their own best advocate.Making sense of policy details is further supported by caring, dedicated staff—team members who genuinely care about client satisfaction beyond just signing papers. Personalized, appointment-based service guarantees attention to every detail, helping ensure that seniors in Muskegon feel heard, respected, and confident in their chosen plans. The outcome: fewer interruptions, more peace of mind, and readiness for whatever life delivers next. Experience and Advocacy Lead to Long-Term Security for SeniorsThe philosophy of client-focused coverage emerges from years of industry experience. Integrity Senior Benefits embraces a mission of advocacy—serving as a true adviser in what can be a confusing, stressful process. Unwavering dedication is not just a tagline; it’s core to daily practice. Each team member brings genuine care to their work, always striving to guide clients toward long-term results and sustainable well-being.Attention to evolving needs—including options for those who travel outside the U.S. or who desire added peace of mind with hospital indemnity and global coverage—reflects a forward-thinking, holistic approach. By blending robust expertise with an empathetic, listening ear, Integrity Senior Benefits has set a standard for personalized service that builds trust and delivers results for Muskegon seniors.“They Trust Me to Meet Their Needs & Became Very Satisfied Clients”Successful senior health planning is often measured in satisfied clients and their willingness to refer friends and family. The experience of personalized guidance and supportive advocacy resonates deeply—a difference that extends beyond policies and paperwork. As expressed by the team leader,Like So Many Others I Have Helped, They Trust Me To Meet Their Needs & Became Very Satisfied Clients, Who Now Refer My Name To Their Friends. I Am Sure You Will Do The Same. One Of My Greatest Desires Is To Help People: A) Because Senior Benefit Planning Is Confusing B) I Help To Make It Easier For You To Understand.This statement reflects not only confidence but also the real, human impact of expert, unbiased senior health plan guidance. Getting it right means setting up financial security, peace of mind, and satisfaction that your plan truly fits you—and that’s a future every Muskegon senior deserves to enjoy.The Future of Senior Health Planning: Security, Choice, and Peace of MindThe landscape of senior health plans Muskegon is ever-changing, shaped by new laws, new medical technologies, and the evolving needs of retirees. What remains constant is the value of an experienced advocate—an expert voice that guides, explains, and empowers clients to make educated choices. By focusing on independence, unbiased recommendations, and a client-first mission, Integrity Senior Benefits continues to help Muskegon seniors safeguard their futures. Choosing the right senior health plan is more than a transaction; it’s a step toward long-term comfort, confidence, and well-being.Contact the Experts at Integrity Senior BenefitsIf you’d like to learn more about how senior health plans Muskegon could benefit your retirement planning or healthcare coverage, contact the team at Integrity Senior Benefits. 📍 Address: 935 W Norton Ave Ste C, Muskegon, MI 49441, USA 📞 Phone: +1 231-571-6100 🌐 Website: https://IntegritySeniorBenefits.comIntegrity Senior Benefits Location and Availability🕒 Hours of Operation: Hours by appointment only. Clients are encouraged to schedule an appointment to ensure personalized attention.

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    PH# 231-571-6100

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    935 W. Norton Ave
    Muskegon, MI 49441

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    Senior Benefits Insider is a comprehensive & valuable resource for all people over 65. We keep you informed of the most up to date info on issues that matter and help you navigate your best years and health decisions.

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    {"company":"Integrity Senior Benefits","address":"935 W. Norton Ave., Norton Shores ","city":"MUSKEGON","state":"MI","zip":"49441","email":"TerriJo@IntegritySeniorBenefits.com","tos":"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","privacy":"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